Fresh off the press.
What's the real cost of Square for Canadian merchants?
Square's pitch is brilliant: one simple rate, no contracts, plug in a free reader. The math gets ugly past $20K/month. Here's what Square actually costs at $5K, $30K, and $75K a month — with the alternative numbers on Dough.
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Why marketing agencies get frozen by Stripe
The pattern behind 90-day account holds, the verticals most at risk, and the agency-friendly stack that prevents it.
Why HVAC companies should be surcharging right now
The math at $5K+ ticket sizes. Why the surcharge model isn't just for restaurants anymore.
The real cost of processing fees for an auto shop
What 3% of a $3,000 transmission job actually adds up to over a year — and the two pricing models that fix it.
The rest of the catalogue
The real cost of processing fees for an auto shop.
The rate you were quoted is the headline. Your effective rate is the truth — usually 3 to 3.5% for auto shops. The real annual number, and the fix.
Why HVAC companies should be surcharging right now.
At HVAC ticket sizes a 2.5% fee is real money — about $150 on a $6,000 install. The surcharging math, the rules, and whether your customers actually care.
Why Stripe freezes marketing agencies (and what to do instead).
Lumpy retainers, volume spikes, and pass-through ad spend all trip Stripe's risk model. Why the freezes keep happening — and the fix that doesn't.
Surcharging vs cash discount vs dual pricing: which one fits your business?
Three different models that all move credit card fees off your bottom line. What each one does, where it's legal in Canada, and which fits your shop.
The hidden fees hiding in every merchant statement.
11 line items most Canadian merchants don't decode — PCI fees, non-qualified surcharges, batch fees, terminal leases, and more. What each one is, what it costs, and whether it's legit or junk.
How to switch payment processors without disrupting your business.
It sounds like a headache. It isn't. The 2 to 3 day playbook — what stays, what changes, and how to keep money moving while you swap.
What is interchange? A plain-English guide for Canadian merchants.
The biggest line item on your processing bill — and the one nobody bothers to explain. Where the fee comes from, who keeps what, and why no two cards cost the same.