Stop letting fees eat your $8,000 furnace installs.
A 3% processing fee on a $10,000 boiler install is $300 you'll never see again. Surcharging cuts that to zero — the customer covers the surcharge or pays cash, and you keep the full ticket. Dough is built for trades — Clover Flex in the truck for at-the-door payments, virtual terminal for invoiced jobs, and the Boost program reinvesting our margin into a free website, social, or AI for your trade. Two to three days to switch.
See what your business would save
Send us your last statement and we'll show you exactly what surcharging or IC+ would do to your monthly bill — plus which Boost tier your volume qualifies for.
Trades have 4 specific processing problems. Most processors don't even know they exist.
Your processor was built for a coffee shop charging $6 a cup. Your tickets are $500, $5,000, sometimes $20,000. The fees that shave a coffee shop carve real money out of an HVAC business.
Big jobs, big fees
A $10K furnace install costs you $300+ in processing on a typical processor. That's a service call you just gave away to Visa.
You need a terminal in the truck
The customer wants to pay at the door. The countertop terminal back at the office doesn't help when you're in their basement at 8pm fixing a burst pipe.
Invoiced jobs go on net-30 ice
You finished the job last Tuesday, the customer paid on Friday by emailed invoice — except you don't have a virtual terminal so they paid by e-transfer that takes 4 days to reconcile.
Nothing back from your processor
Your processor takes 3% every month and gives you nothing. No website. No social. No tools. Most trades guys are running a business with a Facebook page from 2018 and a website cousin Mike built.
Three reasons surcharging hits harder in trades than almost any other business.
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Your tickets are big enough that the math is dramatic.
At a coffee shop, surcharging saves a few bucks a day. At a $80K-a-month plumbing business, it can save you $2,000+ a month — money that lands in your truck, not on a Visa statement.
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Customers expect to pay full price for emergency work.
Nobody's shocked their burst-pipe call is $1,800. A 2.4% surcharge line item on the invoice rarely changes their mind once their basement is dry. Most trades guys we work with see no measurable shift in card vs. cash usage after switching.
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If surcharging isn't your style, IC+ still cuts the bill.
Don't want a customer-facing surcharge? Interchange-plus pricing puts you on true wholesale rates with a 0.20% markup. Same Boost perks. Same two-day switch. Just no line item on the invoice.
$80K/mo HVAC business switching to surcharging
Estimate based on a typical HVAC card mix and average ticket. Typical Dough customers save 30–60% on their monthly processing bill — the surcharge model lands closer to 80–95% reduction. Send your last statement and we'll show you the exact math for your business.
The terminal that rides shotgun.
Trades work happens at the customer's door, in their basement, on their roof. Your terminal needs to go where the work goes.
Clover Flex
Wireless. Handheld. Built-in receipt printer. WiFi and 4G. Goes wherever the truck goes — driveways, basements, attics. Tap, chip, swipe, signatures on screen, receipts printed on the spot.
- Tap, chip, swipe, contactless
- On-screen signature capture
- Built-in receipt printer
- WiFi + 4G — works anywhere
- Free if your business qualifies
Authorize.Net
For invoiced jobs and net-30 commercial customers. Email an invoice with a payment link, customer pays from anywhere, money lands next business day.
Converge
Alternative gateway for B2B invoicing. Supports surcharging on online transactions if you want to pass card fees on commercial accounts.
Newland N910
Wireless handheld backed by Elavon instead of Fiserv. Same capabilities as the Flex, different rails.
Clover Mini
For shops that have an office or showroom and also want a fixed counter unit. Same features in a smaller countertop footprint.
Terminal pricing depends on which contract you sign — month-to-month or four-year term with a free terminal. See all our terminal options →
Kent at KK Services switched. Got a free website out of it.
"My old processor was a big company that gave me zero. Switched to Dough and they built me a website and run my social every month. Business has been growing since."
Kent — Owner, KK Services
Kent runs a general services business. Switched from a big-name processor specifically because they gave him nothing in return for his fees. Through the Boost program, he earned a free website and free monthly social media content for his trade — all funded by the processing margin he was paying somebody else anyway.
Why Kent switched
Built for trades that look the part online.
Most trades guys are running multi-million-dollar businesses with a Facebook page and a website cousin Mike built in 2017. Boost fixes that — funded by processing fees you'd be paying anyway.
Trade website with quote form
Five to seven pages. Service list, service area, hours, gallery of past jobs, online quote form. Hosted free at the Pro and Premium tiers.
Monthly social content
Posts for Facebook and Instagram every month — graphics and captions written for your trade. Up to 12 posts a month at the Premium tier. No video.
Custom AI assistant
A GPT trained on your services, service area, and FAQs. Lives on your website. Books quote requests when you're elbow-deep in a furnace.
Google review card
Free at every tier. A tap-to-review NFC card you leave with the customer at job end. They tap their phone, land on your Google review form.
If you swing a wrench or pull a permit, we can help.
Doesn't matter what you fix or build — if you take a card, we'll process it.
Quick answers, no fluff.
The questions every trades business asks before switching. If yours isn't here, call us at (647) 691-9085.
Works for net-30 commercial customers, deposits on big installs, and jobs you finished after the customer left. See all terminal options →
If you'd rather not have a customer-facing surcharge, we'll put you on interchange-plus instead and the savings still come from cutting the markup on your processing bill.
Trades that document well usually win the majority of their disputes. Dough doesn't fight chargebacks for you, but we'll coach you through the response.
A $50K per month plumbing or HVAC business qualifies for the Pro tier — that's a five-page website, built for free. See the full Boost tiers →
Make more dough from every job in the truck.
Send us your last statement. We'll show you exactly what your business would save and which Boost tier you'd qualify for. No commitment, no pushy reps, no briefcase.