$3,000 emergency surgeries. 3% to your processor.
A $2,500 spay costs your clinic $72 in processing. A $4,000 ortho case costs $116. Vets pay some of the highest processing in healthcare because nobody renegotiates their rate. Dough's interchange-plus pricing usually saves clinics 30 to 50% on processing — plus wellness-plan auto-billing that doesn't break, and a free clinic website through Boost. Mobile terminal for farm calls and house visits.
See what your clinic would save
Send us your last statement and we'll show you exactly what your clinic's monthly bill would be on Dough — plus which Boost tier your volume qualifies for.
Vets have big tickets and stressed-out clients. Your processor doesn't care.
Pet owners at the counter are emotional. The bill is bigger than expected. Your front desk is trying to be human while also collecting payment. The last thing you need is processing fees making the math worse on your end.
3% on every emergency case
A $3,500 emergency C-section costs you $100 in fees. Across a year of after-hours surgeries, you're handing your processor a meaningful chunk of operating margin.
Wellness plans that break
Selling monthly puppy packages and senior care plans. Stripe's algorithm flags recurring charges, Visa cards expire, owners forget to update payment methods. Your team is chasing $89 charges instead of doing medicine.
Chargeback risk on emotional outcomes
Sometimes patients don't make it. A grieving pet owner sees the bill, files a dispute on the credit card. You're the one defending the chargeback while they grieve. Documentation is everything.
Your website is from your residency
New pet owners Google "vet near me" before they call. If your site has no online appointment request, no team bios, and a 2018 design, you're losing new clients to the clinic that updated theirs.
Three reasons vets switch and stay.
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Big surgery and emergency tickets mean big savings.
Spays at $2,500. Orthopedic repairs at $4,000. Emergency surgeries at $3,000-$8,000. The gap between flat-rate processing and interchange-plus pricing compounds fast at these ticket sizes. Most clinics save $500-$1,200 a month after switching — money that doesn't show up on your bottom line unless you actually look at your statement.
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Wellness-plan recurring billing on a real merchant account.
Puppy plans, senior care subscriptions, dental program packages. Authorize.Net handles them on a real merchant account — no algorithmic freezes when you grow, no clawbacks when one card declines. Failed cards retry on a schedule. Your team stops chasing payments and goes back to seeing patients.
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No customer-facing surcharge — emotional clients don't need surprises.
Most processors push surcharging to maximize margin. Vets are different — clients at the counter are stressed, sometimes grieving. A 2.4% line item on top of an emergency bill is the wrong move. We default vets to interchange-plus pricing instead: same lower cost on your end, no customer-facing fee, no awkward conversations at the desk.
$50K/mo vet clinic on Moneris, switching to IC+
Estimate based on a typical small-animal practice card mix and surgical ticket size. Real savings depend on your client mix, average ticket, and current processor. Send your last statement and we'll show you the exact math for your clinic.
The terminal that sits next to the reception scale.
Your practice management software still handles medical records, prescriptions, and booking. Dough sits at the front desk and processes the client-paid balance.
Clover Mini
Compact countertop unit for the front desk. Built-in receipt printer. Tap, chip, swipe, and contactless. Sits alongside Cornerstone, ezyVet, or your vet PMS — clients check out, your software still tracks medical records and prescriptions.
- Tap, chip, swipe, contactless
- Built-in receipt printer
- Email receipts to pet owners
- Works with most vet PMS
- Free if your clinic qualifies
Authorize.Net
For wellness plans, puppy packages, and senior care subscriptions. Auto-bills monthly, retries failed cards, notifies you before declines.
Clover Flex
For mobile vets, in-home euthanasia visits, farm calls, and large-animal practitioners. Wireless with built-in 4G — works wherever you do.
Second Clover Mini
For multi-doctor clinics that need a unit at both the front desk and an exam-room checkout area. Both link to the same merchant account.
Converge virtual terminal
For phone-booked appointments where you take a deposit, or grooming-services clinics taking payment over the phone.
Terminal pricing depends on which contract you sign — month-to-month or four-year term with a free terminal. See all our terminal options →
The numbers most clinics don't realize they're losing every month.
"We hadn't looked at our processing rates in six years. Dough showed us we were paying about $1,400 a month on Moneris. Switched to IC+ and dropped to $650. Plus they redid our website — which honestly looked like it was from 2015."
A typical Canadian small-animal clinic — anonymized example, $50K/mo card volume
Most vet clinics look like this — solid monthly volume, big surgery and emergency tickets, on Moneris or a bank processor because the original equipment came from the bank that lent them the practice. Switching to interchange-plus pricing typically saves $500-$1,200 a month. The Pro tier of the Boost program kicks in around $30K/mo and includes a free clinic website.
Typical clinic numbers
The clinic website new pet owners expect.
New clients Google "vet near me" and click the first credible clinic site. If yours has no team bios, no online appointment request, and a 2018 layout, you're losing first-time clients to the clinic with the better site. Boost fixes that — funded by fees you'd pay anyway.
Clinic website built for you
Five to seven pages. Services, vet team bios, online appointment request, emergency contact info, blog. Clean professional design that pet owners trust. Hosted free at the Pro and Premium tiers.
Monthly social content
Posts for Facebook and Instagram every month — graphics and captions. Patient spotlights, seasonal pet care tips, wellness reminders. Up to 12 posts a month at Premium tier.
Custom AI assistant
A GPT trained on your clinic's services, hours, vaccination protocols, and new-client FAQs. Lives on your site. Answers "do you take emergency walk-ins" while your front desk is on the phone.
Google review card
Free at every tier. A tap-to-review NFC card for the front desk. Pet owners tap their phone, land on your Google review form. Reviews drive new clients more than anything else.
If you treat animals, we can help.
From small-animal GP to large-animal field work — if you take a card, we'll process it.
Quick answers, no fluff.
The questions every vet clinic asks before switching. If yours isn't here, call us at (647) 691-9085.
Surcharging is rarely the right fit for vets because clients are often emotional and stressed when paying — a 2.4% line item on top of a $3,000 emergency surgery bill is the wrong time for surprises.
Set up on Authorize.Net or Converge for the recurring engine.
For in-house payment plans where you charge a card monthly for a few months, Authorize.Net handles the recurring charge. We don't replace your third-party financing — we sit alongside it for client-paid balances.
For mobile vets doing in-home euthanasia, farm calls, or house visits, the Clover Flex is the wireless option — full feature set, works on cellular. See all terminal options →
Most clinics keep their existing software for medical records, appointment scheduling, and prescription management — Dough just replaces the payment processor on the back end.
Vets with proper documentation win the majority of disputes. We coach you through the response.
The Pro tier includes a five-page clinic website built for you, hosted free, with services list, team bios, online appointment request, and emergency contact info.
Make more dough from every patient who walks through the door.
Send us your last statement. We'll show you exactly what your clinic would save and which Boost tier you'd qualify for. No commitment, no pushy reps.