Calgary's small businesses know what tight margins look like — the energy cycle taught everyone that. Dough is the Canadian-owned processor that lowers your rates, gives back through Boost, and treats your business like a partner — not a row on a spreadsheet.
Send us your last statement. We'll review it, run the numbers, and tell you straight what you'd save with Dough. No commitment, no pressure.
Calgary's economy runs through cycles the rest of the country doesn't really understand. When energy's up, things are good. When it's down, every line on the P&L matters. The last thing a Calgary business needs through any cycle is a processor quietly clipping 3% off every transaction.
Most Calgary merchants are on Square, Moneris, or one of the big bank programs by default. Square charges 2.65% flat — fine at $5K/mo, painful at $30K+. Moneris hides markup in tier coding. The big banks don't pick up the phone. None of them give anything back.
Dough is the alternative. We're Canadian-owned and we work with Calgary businesses every day. Three pricing models — surcharge, IC+, or flat rate — so you can pick what actually fits your business. And the Boost program gives back the margin we make on your account in free websites, social content, and custom AI tools.
Calgary's economy runs on energy, trades, services, and a deep base of small business. We process for shops, restaurants, contractors, and offices across all four quadrants and the surrounding communities.
From 17th Ave SW to Kensington to Inglewood to Mission. Clover Station Duo setups, tip-friendly flows, fast switchovers from Square.
See restaurant pricing →Independent shops across Kensington, Inglewood, 17th Ave, Mission. Boost includes a free website to compete with the chains and big-box retailers.
See retail pricing →Hair, beauty, and wellness from Mission to Bridgeland to Kensington. Boost gets you a booking-ready website and monthly social content.
See salon pricing →Chiros, massage therapists, yoga studios, fitness, naturopaths across Calgary. Predictable volume, dual pricing optional.
See wellness pricing →Downtown law firms, energy consultancies, accountants across the Beltline and Mission. Predictable volume, clean rates, looking professional online.
See professional services pricing →HVAC, plumbing, electrical, contractors across Calgary and surrounding Alberta. Big tickets — surcharging works perfectly. On-site invoicing setup.
See trades pricing →Ron ran a transmission shop with Chase for years. The fees kept creeping. The statements were a mess. He could never tell what he was actually paying. Then he switched to Dough.
We were with Chase for years. Statements were a mess, fees kept creeping up. Switched to Dough and within a month I was saving real money. Plus they built our website for free.
Every dollar of margin we make on your account gets reinvested into your business. Free websites, free social media content, free custom AI tools, free Google review cards. The bigger your volume, the bigger the perks.
A real, professional website — 1, 5, or 7 pages depending on your volume tier. Hosting included at Pro and Premium.
8 to 12 posts a month for Facebook and Instagram. Real graphics, real copy, scheduled and ready to post.
A business-specific AI assistant trained on your services, hours, FAQs. Handles your customer questions automatically.
Tap-to-review cards at every Boost tier. Customer taps their phone, leaves you a Google review in 10 seconds.
Alberta has its share of processor options and most of them charge too much. Here's what changes when you switch to a real Canadian payment processor that gives back.
What most Calgary businesses are stuck with
What you get with us
Yes. Dough serves businesses across all four quadrants of Calgary — NW, NE, SW, SE — plus Airdrie, Cochrane, Okotoks, Chestermere, Strathmore, and the surrounding Alberta communities. We're a Canadian-owned national processor and we work with Alberta merchants every day.
Yes. The full Dough setup — application, underwriting, terminal programming, onboarding — happens remotely with phone and video calls. The terminal ships to your business in Alberta, fully programmed and ready to plug in. Most Calgary merchants are processing within 2 to 3 days from start to finish.
Two to three days from start to installed. Your bank account stays the same. Your bookkeeping stays the same. The only things that change are the processor handling your card transactions and the terminal on your counter.
Lower rates first. Square's 2.65% all-in is expensive once you're over $10K/month. Moneris hides markup in tier coding. Dough offers three pricing models — surcharge, IC+, or flat rate — pick what fits.
Plus the Boost program gives back free websites, free social content, and custom AI tools based on your processing volume. Most Calgary merchants who switch save 30-60% on their monthly processing bill.
Yes. Surcharging is legal in Alberta and across every Canadian province except Quebec. Calgary businesses can apply up to a 2.4% credit card surcharge under the 2026 rules, which effectively reduces processing fees on credit transactions to near zero. It's especially well-suited to high-ticket businesses like auto repair, trades, and professional services.
Read our full surcharging guide for the details on how it works, signage requirements, and where it fits best.
Same deal. We serve every part of the Calgary region — Airdrie, Cochrane, Okotoks, Chestermere, Strathmore, High River. If your business is anywhere in the Calgary area, we can get you set up.
Every industry across Calgary — restaurants, retail, salons, auto repair, trades, professional services (lawyers, accountants, consultants, energy consultancies), health and wellness, dental, marketing agencies, home services, and more. The only verticals we don't underwrite are high-risk industries like CBD, firearms, gambling, and adult.
The full Clover lineup — Clover Flex (most popular), Clover Mini, Clover Station Duo, Clover Flex Pocket — plus the Newland N910 and Ingenico Desk 5000. For online or B2B businesses, we set up Authorize.Net or Converge. See all terminals.
Terminal pricing is determined on the sales call based on your contract structure. Free terminals are available for qualified Pro and Premium tier merchants.
Send us your last statement. We'll review it, run the numbers, and tell you straight what you'd save. If we're not the right fit, we'll tell you that too. No commitment, no pressure, no spam.