Halifax has 480,000 people across the Peninsula, Dartmouth, Bedford, and Sackville — and a small business community that runs from the waterfront to the suburbs. Most of you are stuck with processors that don't even know Atlantic Canada exists. Dough is the Canadian processor giving back — lower fees, free websites, real human support.
Send us your last statement. We'll review it, run the numbers, and tell you straight what you'd save with Dough. No commitment, no pressure.
Atlantic Canada is the most underserved region in Canadian merchant services. The big banks lump HRM into 'Eastern' service templates. The US processors barely know Halifax exists. Both leave money on the table you should be keeping.
Dough does it differently. Same lower fees, same Boost program, same real-human support whether you're in Halifax, Toronto, or Hamilton. HRM businesses get the exact same product the GTA businesses get — period.
And when you call us, you get a real person on Atlantic time, not a queue routed through three time zones. A founder who picks up, not a chatbot that asks you to rate your experience.
HRM's economy runs on the port, the universities, healthcare, and a strong small-business base. From the Halifax Waterfront to downtown Dartmouth to the Bedford Highway — we process for shops, offices, and trades across every neighbourhood.
From Argyle Street to the Halifax Waterfront to downtown Dartmouth. Clover Station Duo POS, tip-friendly setup, fast switchovers.
See restaurant pricing →Independent shops across Spring Garden, Quinpool, downtown Dartmouth, and Bedford. Boost includes a free website to compete with the chains.
See retail pricing →Mechanics and body shops across Bayers Lake, Burnside, and Sackville. High average tickets — surcharging math works perfectly.
See auto repair pricing →HVAC, plumbing, electrical, contractors serving HRM and out to the Valley. Big tickets, on-site invoicing, surcharge-friendly.
See trades pricing →Lawyers, accountants, consultants across downtown Halifax and Bedford. Predictable volume, clean rates, professional online presence.
See professional services pricing →Hair, beauty, and wellness across the Peninsula, Clayton Park, and Cole Harbour. Boost gets you a real booking-ready website and monthly social content.
See salon pricing →Ron ran a transmission shop and Chase had been quietly creeping his rates for years. Statements were a mess. He couldn't tell what he was actually paying. The story plays out the same way for shop owners across HRM.
We were with Chase for years. Statements were a mess, fees kept creeping up. Switched to Dough and within a month I was saving real money. Plus they built our website for free.
Every dollar of margin we make on your account gets reinvested into your business. Free websites, free social media content, free custom AI tools, free Google review cards. The bigger your volume, the bigger the perks.
A real, professional website — 1, 5, or 7 pages depending on your volume tier. Hosting included at Pro and Premium.
8 to 12 posts a month for Facebook and Instagram. Real graphics, real copy, scheduled and ready to post.
A business-specific AI assistant trained on your services, hours, FAQs. Handles your customer questions automatically.
Tap-to-review cards at every Boost tier. Customer taps their phone, leaves you a Google review in 10 seconds.
The big banks built their merchant services for downtown Toronto. Atlantic Canada gets the leftover template — same monthly junk fees, same 1-800 queue, same nothing-in-return. Here's what changes when you switch to a Canadian processor that treats HRM like a priority.
What you get with the big four
What you get with us
Yes. We process for businesses across Canada, and Halifax merchants get the same product, same pricing, same support as our GTA customers. No 'Atlantic premium', no second-tier service. Same lower fees, same Boost program, same real-human support.
Two to three days from start to installed. The terminal ships pre-programmed for your business — you plug it in and process. Underwriting takes one to two business days. The terminal arrives via courier within another day or two. Your bank account doesn't change. Your bookkeeping doesn't change. Just the processor and the terminal.
Yes. Surcharging is legal in Nova Scotia — same as Ontario and most of Canada. Halifax merchants can run a 2.4% credit card surcharge program and effectively pay $0 in processing fees on credit transactions. It's particularly good for auto repair shops, trades, and high-ticket service businesses.
Read our full surcharging guide for the details on how it works, signage requirements, and where it fits best.
Lower rates, more pricing flexibility, real human support, and the Boost program — free websites, free social media content, free custom AI tools based on your processing volume. Big banks give you a 1-800 number and nothing else. We give you a partner.
The pricing models matter too. Big banks lock you into tiered pricing where the markup hides in the non-qualified tier. We offer surcharging, dual pricing, Interchange Plus, or flat rate — pick what fits your business.
Yes. We serve every industry across HRM — restaurants, retail, auto repair, trades, salons, professional services, health and wellness, dental, veterinary. The only verticals we don't underwrite are high-risk industries like CBD, firearms, gambling, and adult.
No. Most Halifax merchants onboard remotely — sending us a statement, talking by phone, signing electronically, and getting the terminal couriered out. The whole thing takes two to three days. If you do want a video walkthrough during setup, we'll book one on Atlantic time.
Same deal. We serve all of HRM including Dartmouth, Bedford, Sackville, Clayton Park, Spryfield, Cole Harbour, Eastern Passage. The whole municipality is one service area to us.
The full Clover lineup — Clover Flex (most popular), Clover Mini, Clover Station Duo (for full POS restaurants), Clover Flex Pocket — plus the Newland N910 and Ingenico Desk 5000. For online or B2B businesses, we set up Authorize.Net or Converge. See all terminals.
Terminal pricing is determined on the sales call based on your contract structure. Free terminals are available for qualified Pro and Premium tier merchants.
Send us your last statement. We'll review it, run the numbers, and tell you straight what you'd save. If we're not the right fit, we'll tell you that too. No commitment, no pressure, no spam.