Niagara Falls runs on tourism, hospitality, and the small businesses that serve millions of visitors a year. Most of you are stuck with processors that overcharge during peak season and don't care during the shoulder months. Dough is built different — lower fees year-round, real human support, and the Boost program giving back free websites and social content.
Send us your last statement. We'll review it, run the numbers, and tell you straight what you'd save with Dough. No commitment, no pressure.
Niagara businesses have a unique problem. Volume spikes in summer. Volume crashes in winter. Big processors don't care — they charge the same monthly junk fees in January as they do in July, even when you barely process.
Dough is built different. Our pricing models — surcharge, IC+, flat rate — flex with your real volume. No padding the monthly fees to hide what you'd actually pay during peak season.
We're based in Hamilton, an hour from the Falls. Close enough to know the region. Close enough to drive down for the businesses that want in-person setup. And the Boost program reinvests our margin back into your business — free website, free social content, free custom AI.
The Niagara region runs on tourism, hospitality, agriculture, and the trades that keep it all running. From Clifton Hill to the wineries of Beamsville and Niagara-on-the-Lake — we process for shops, restaurants, and trades across the whole region.
Tourist-strip restaurants on Clifton Hill, lakeside spots in Niagara-on-the-Lake, downtown St. Catharines. Clover Station Duo POS, tip-friendly setup.
See restaurant pricing →Independent shops, gift stores, and seasonal retailers across the region. Boost includes a free website to compete with the chains.
See retail pricing →Mechanics, body shops, and tire shops across St. Catharines, Welland, and Fort Erie. High tickets — surcharging math works perfectly.
See auto repair pricing →HVAC, plumbing, electrical, contractors serving the region. Big tickets, on-site invoicing, surcharge-friendly.
See trades pricing →Hair, beauty, and wellness across Niagara Falls, St. Catharines, and Welland. Boost gets you a real booking-ready website and monthly social content.
See salon pricing →Lawyers, accountants, consultants across the region. Predictable volume, clean rates, looking professional online.
See professional services pricing →Ron ran a transmission shop in the area. Chase had been creeping his rates for years. Statements were a mess. He couldn't tell what he was actually paying.
We were with Chase for years. Statements were a mess, fees kept creeping up. Switched to Dough and within a month I was saving real money. Plus they built our website for free.
Every dollar of margin we make on your account gets reinvested into your business. Free websites, free social media content, free custom AI tools, free Google review cards. The bigger your volume, the bigger the perks.
A real, professional website — 1, 5, or 7 pages depending on your volume tier. Hosting included at Pro and Premium.
8 to 12 posts a month for Facebook and Instagram. Real graphics, real copy, scheduled and ready to post.
A business-specific AI assistant trained on your services, hours, FAQs. Handles your customer questions automatically.
Tap-to-review cards at every Boost tier. Customer taps their phone, leaves you a Google review in 10 seconds.
The big banks built their merchant services for downtown Toronto. The Niagara region gets the leftover template — same monthly junk fees in January as in July. Here's what changes when you switch to a Canadian processor that gets seasonal businesses.
What you get with the big four
What you get with us
The whole region. Niagara Falls, St. Catharines, Welland, Niagara-on-the-Lake, Fort Erie, Thorold, Grimsby, Beamsville, Lincoln, Pelham — if you process cards anywhere in Niagara, we serve your business.
Better than the big processors. Most processors charge fixed monthly junk fees — PCI, statement, batch, network access — that hurt in your slow months because they don't flex with volume.
Our pricing models flex. If you do $80K in July and $8K in February, your actual fees follow the volume — no padding the monthly to hide it. We also offer surcharging, which goes to $0 processing fees on credit cards regardless of season.
Two to three days from start to installed. The terminal ships pre-programmed for your business — you plug it in and process. Underwriting takes one to two business days. The terminal arrives via courier within another day or two. Your bank account doesn't change. Your bookkeeping doesn't change. Just the processor and the terminal.
Yes. Surcharging is legal in Ontario, which means Niagara merchants can run a 2.4% credit card surcharge program and effectively pay $0 in processing fees on credit transactions. Particularly good for auto repair, trades, and high-ticket service businesses.
For restaurants and retail with smaller average tickets, dual pricing or Interchange Plus may be the better fit. Read our full surcharging guide for the breakdown.
Yes. We're based in Hamilton — about an hour from Niagara Falls. For Niagara businesses that want face-to-face setup, we drive down. No call centre, no Zoom-only pitch.
The full Clover lineup — Clover Flex (most popular for tourism-strip businesses), Clover Mini, Clover Station Duo (for full POS restaurants), Clover Flex Pocket — plus the Newland N910 and Ingenico Desk 5000. For online or B2B businesses, we set up Authorize.Net or Converge. See all terminals.
Terminal pricing is determined on the sales call based on your contract structure. Free terminals are available for qualified Pro and Premium tier merchants.
Send us your last statement. We'll review it, run the numbers, and tell you straight what you'd save. If we're not the right fit, we'll tell you that too. No commitment, no pressure, no spam.