📍 Down the QEW in the Hammer

Credit card processing in Oakville.

Oakville and Hamilton are 20 minutes apart on the QEW. Dough is headquartered in Hamilton — close enough to drop by your shop, programmed enough to know the local market. Lower fees, real human support, and the Boost program gives back free websites and social content.

Hamilton-based · 20 min away 2-3 day switch In-person setup available
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See what your Oakville business would save

Send us your last statement. We'll review it, run the numbers, and tell you straight what you'd save with Dough. No commitment, no pressure.

Oakville roots, next door

A Hamilton company that drives 20 minutes to your shop. Not a 1-800 queue.

Dough was founded in Hamilton in 2022. The founder lives there, works there, and serves Oakville just as actively. The QEW connects us — when an Oakville business needs in-person setup, we're at the shop the same day.

Oakville's economy is part GTA professional, part lakeshore retail, part its own thing. Downtown Oakville and Kerr Village have their own boutique rhythms. Glen Abbey and Iroquois Ridge are full of professional services and health-wellness practices. Bronte and Palermo have the trades, restaurants, and family businesses.

We get it because we live next door. And when you call us, you get a real person — not a queue that bounces between time zones.

20 min
From our Hamilton HQ
3x
Canadian Choice Award winner

What you get as an Oakville merchant

  • In-person setup at your Oakville shop or office
  • Hamilton-based founder you can text directly
  • Same-day terminal drop-off across the GTHA
  • Free website + social content through Boost
  • Real local references — Hamilton, Burlington, and Oakville merchants
Industries we process for in Oakville

If you run an Oakville business, we probably process for one like it.

Oakville's mix runs from lakeshore restaurants to downtown boutiques to professional offices in Glen Abbey to trades across Palermo and Bronte. From the harbour west to the 407 — we process for businesses across every neighbourhood.

A real Dough merchant

Ron's Transmission switched from Chase. Saves ~$800 a month.

Ron ran a transmission shop in the area. Chase had been creeping his rates for years. Statements were a mess. He couldn't tell what he was actually paying.

"

We were with Chase for years. Statements were a mess, fees kept creeping up. Switched to Dough and within a month I was saving real money. Plus they built our website for free.

Ron Ron's Transmission · Auto repair

The switch

Previous processorChase
Monthly volume~$50,000
Old monthly fees~$1,500
Dough monthly fees~$700
Monthly savings~$800
Annual savings~$9,600
Boost perk earned5-page website
The Boost program

Oakville businesses don't just save on fees. They get their margin back.

Every dollar of margin we make on your account gets reinvested into your business. Free websites, free social media content, free custom AI tools, free Google review cards. The bigger your volume, the bigger the perks.

Free website

A real, professional website — 1, 5, or 7 pages depending on your volume tier. Hosting included at Pro and Premium.

Monthly social content

8 to 12 posts a month for Facebook and Instagram. Real graphics, real copy, scheduled and ready to post.

Custom AI tool (GPT)

A business-specific AI assistant trained on your services, hours, FAQs. Handles your customer questions automatically.

Google review cards

Tap-to-review cards at every Boost tier. Customer taps their phone, leaves you a Google review in 10 seconds.

See the full Boost program →
vs the big banks

Oakville businesses are switching to Dough from TD, RBC, BMO, and Chase.

The big banks built their merchant services for downtown Toronto. Oakville gets the leftover template. Here's what changes when you switch to a Hamilton-based Canadian processor that's literally next door.

The big banks

What you get with the big four

  • 1-800 support that takes 40 minutes to reach a person
  • One pricing model — tiered — designed to hide markup
  • No flexibility to switch to surcharging or dual pricing
  • Junk fees pile up — PCI, statement, batch, network access
  • No perks. You give them your fees, you get nothing back.
  • "Account manager" who left two years ago and was never replaced

Dough

What you get with us

  • Canadian-owned, real human you can call directly
  • Three pricing models — surcharge, IC+, flat — pick what fits
  • Surcharging or dual pricing built-in if it fits your business
  • Most monthly junk fees stripped out, what's left is honest
  • Boost program gives back free websites, social, GPTs
  • Fast onboarding — 2-3 days from start to installed
FAQ

Common questions from Oakville business owners

Is Dough actually local to Oakville? +

Yes. Dough is headquartered in Hamilton, 20 minutes from downtown Oakville via the QEW. The founder lives in the area. We serve Oakville as actively as we serve Hamilton and Burlington.

Can I get an in-person meeting in Oakville? +

Yes. If you're in downtown Oakville, Bronte, Glen Abbey, Kerr Village, or anywhere across the city, we'll come to your shop or office. No call centre, no Zoom-only sales pitch — actual face-to-face if that's what you want.

How fast can an Oakville business get set up? +

Two to three days from start to installed. We can usually drop off the terminal in person for Oakville merchants since we're 20 minutes away. That means we can walk your team through the setup the same day. Your bank account doesn't change. Your bookkeeping doesn't change. Just the processor and the terminal.

Do you process for Oakville restaurants, trades, and retail? +

Yes. We serve every industry across Oakville — auto repair, trades, restaurants, salons, retail, professional services, health and wellness, dental, veterinary. The only verticals we don't underwrite are high-risk industries like CBD, firearms, gambling, and adult.

Do you offer surcharging for Oakville businesses? +

Yes. Surcharging is legal in Ontario, which means Oakville merchants can run a 2.4% credit card surcharge program and effectively pay $0 in processing fees on credit transactions. It's particularly good for auto repair shops, trades, and high-ticket service businesses. Read our full surcharging guide for the details on how it works, signage requirements, and where it fits best.

What if my business is in Bronte, Glen Abbey, or somewhere outside downtown Oakville? +

Same deal. We serve all of Oakville including Bronte, Glen Abbey, Kerr Village, Iroquois Ridge, West Oak Trails, Palermo, Clearview, and Burloak. If you're within the city limits, we can come to you.

Also serving

Nearby cities Dough serves

Oakville businesses, let's make more dough.

Send us your last statement. We'll review it, run the numbers, and tell you straight what you'd save. If we're not the right fit, we'll tell you that too. No commitment, no pressure, no spam.

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